Securities Based Lending
Unlock Liquidity Without Selling Your Investments
If you own a portfolio of securities, you can access immediate capital—without selling your stocks or transferring ownership. Through our exclusive partner network, Lending Hub offers the nation’s only non-transfer-of-title securities-backed credit lines.
What Is It?
A Securities-Based Line of Credit (SBLOC) allows you to borrow up to 90% of your portfolio’s value. Use the funds for any purpose—business growth, real estate, debt consolidation, or personal expenses—with no credit check, no income verification, and no restrictions on use.
Program Highlights
Non-transfer of title — You keep full control of your portfolio
Revolving line of credit — Borrow as much or as little as needed
Low interest rates — Starting as low as 1.6% (variable)
Loan-to-value ratio — 70% to 90% of your total portfolio
No credit checks or income documentation required
Interest-only payments — No principal required
Dividends paid directly to you
Trade freely — Sell stocks and replace with equal-value holdings
International portfolios accepted — Including foreign nationals with foreign securities
No prepayment penalties
Fast & Simple Approval
Approval within 3–5 business days
No sale of securities
No impact on your credit
Access Liquidity, Preserve Your Gains
With securities-based lending from Lending Hub, you can tap into the value of your portfolio without disrupting your investment strategy. Whether you’re growing a business, making a large purchase, or need a financial cushion, we’ll help you get the cash you need—while your portfolio continues to grow.