SBA Loans
Faster Access to SBA Loans with Lending Hub
At Lending Hub, we work with trusted partners who have earned recognition as Preferred Financial Services providers by SBA lenders. That means we can help speed up the loan process and improve efficiency—giving your business quicker access to the funding it needs.
Why Choose an SBA Loan?
SBA loans come with several benefits that make them a smart financing option, including extended repayment terms, no upfront points, and no balloon payments.
Who Can Qualify for an SBA Loan?
SBA-backed loans are available to most for-profit small businesses, including: Retail and service businesses Manufacturers and wholesalers Independent and franchise-owned companies
General SBA Loan Guidelines
Retail/Service: Up to $6M–$20M in annual sales (3-year average), depending on your industry Wholesale: Up to 100 employees, regardless of sales Manufacturing: Up to 500 employees, depending on your sector
Loan Amounts & Fees
Loan sizes: From $150,000 to $5 million Packaging fee: $750–$2,000 (based on loan size; refunded if declined) SBA guaranty fee: 1.70%–2.60% of the loan amount (can be rolled into the loan)
How You Can Use the Funds
Buying, building, or refinancing commercial real estate Renovating leased space Expanding your business Purchasing equipment, furniture, or fixtures Acquiring an existing business Boosting working capital Starting a new venture (including franchises, restaurants, gas stations, motels, and more)